Wondering how to make money as a stay at home mum? I was too. And I was determined to find a way.
You see, before my kids came along I worked full time in an office and earned a healthy salary. As did my husband (he still does). That means we went from two incomes down to one almost instantly.
We planned for this change in our finances (by saving one income and living on the other – best tip ever) and were prepared for what lay ahead.
Our plan was always for me to stay home with the kids until they go to school unless I really wanted to go back to work which was quite likely to happen as I loved working.
Basically, so long as our finances allowed, I was going to remain a stay at home mum.
When I was first trying to figure out how to make money as a stay at home mum Australia was my home. We then moved to New Zealand to sort out our earthquake damaged rental property and more than ever I needed to make money from home.
Now my eldest is seven and my youngest is three and we are in the best financial shape of our lives, due to my awesome stay at home mum side hustles.
In 2020 we are moving to Spain for a year, where my income will fully support us and allow us to save for the future.
I don’t share this to toot my own horn, but I want you to know that it is truly possible for mums to make good money from home.
17 Ways to Make Money A Stay at Home Mum
I don’t need, or even want to go back to work in a regular job, as I’ve discovered some easy ways to make money from home that work for my family.
#1: Online Surveys
I’ve been taking paid surveys since way before I had kids, but now I have a more tactical approach to online survey sites.
I use two sites regularly: Opinion World and Toluna.
These are legit survey sites available in Australia, New Zealand and around the world.
Both pay cash (via Paypal) or gift cards.
Each morning I log in to my survey dashboard for these sites and see what surveys are available.
I try to complete them immediately as they are not always available when I log in later in the day.
#2: Remote admin work
As I’ve mentioned earlier, I worked in an office before leaving to have my kids.
The skills I learnt in my office job can be applied from anywhere and I was able to convince my boss to give me casual admin work from home.
The jobs weren’t especially frequent, but I received a higher hourly rate and could claim part of my home office as an expense.
I was set up as a sole trader and sent invoices when the work was done. I really loved doing this kind of work and think it’s the perfect side gig for mums.
When looking at ways for stay at home mums to make money you should consider the work you’ve done previously and if it can be done remotely. Most bosses are much happier to hire an employee they know and trust for remote work so it can be a win-win.
This was my highest paying mum job for years and I earnt between $500-$1000/month.
#3 Focus groups
Focus groups are another easy way for mums to make extra cash.
The best thing is they are often run in the early evening so I feel like I get a bit of a night out (is that sad?!?! – haha) while getting paid and eating their food (a lot of the focus groups are catered) and don’t have to worry about babysitting because their dad is home from work.
I earn anything from $80 to $150 a month from focus groups. I’m registered with almost every panel in my city.
#4 Mystery Shopping
Mystery shopping is a great way for mums to make some money and shop at the same time.
A mystery shopper (sometimes called a secret shopper), is paid to use shops and services as a customer and report on their experiences. This might mean you need to go to a specific shop and ask for an item.
You’ll then complete the transaction as normal, and write up a simple report after you’ve left the store.
On some occasions, you can even bring your kids, although I try not to. The assignments are usually pretty short so I can get someone to look after the kids or just take assignments on preschool days.
Pay ranges from $20-$50 and compensation for products purchased.
Blogging is how I make the bulk of my income these days. I started a blog back when I was doing remote admin work and making most of my income from that.
As my blog income grew, I scaled back on the admin work and focussed on growing my online businesses. I now run three blogs (this one included) and make between $7 and $15k a month from all my sites.
Blogging is something I’m really passionate about as it’s given me the option of not needing to go back to work, and if my income keeps growing, my husband will be able to give up his job and help me in the business.
I’ve written an in-depth guide to how to make money blogging for beginners as I really think it’s a great way for mums to earn more money – and that money is usually US dollars, so it’s extra sweet if you’re converting to NZD or AUD!
More Ideas for Making Money as a Stay at Home Mum
Below are some more ways for stay at home mums to make money.
6. Become a virtual assistant
If you’ve ever Googled ‘how to earn money as a stay at home mum’, you’ve probably read about working as a virtual assistant. It’s a growing industry and it ain’t slowing down (this is where I would be focusing if I wasn’t blogging).
Working from home as a virtual assistant is a great online job for administrators, personal assistants and executive assistants. All you need is your existing skill base, a computer and an internet connection.
I actually worked in this manner after my son was born, and the gig continued after we left New Zealand to go travelling.
I was earning in Australian dollars (the job was with my former Australian employer) and spending Mexican pesos which let me test out geographic arbitrage – which basically meant that my family and I could live like kings on the 20 hours a week of remote work I was putting in.
If you’re interested in becoming a VA, check out this monster guide to becoming a virtual assistant.
7. Write articles for blogs and businesses
With the explosion in internet use, the demand for content – blog posts, articles, infographics, reports etc – has boomed.
If you feel comfortable with the written word, working from home as a writer is a perfect gig for a mum. Because writing is usually paid per article, you can fit your projects in between the fits and starts of baby naps and laundry.
I used to get a lot of work through Upwork (and now hire writers from there). You can read more here: How to Get Your First Writing Online With Upwork
8. Offer services to your neighbours
Think ironing, cleaning, lawn mowing, dog walking, pet care etc.
If your kids are at kindy or school and you have a few hours free each day, but not enough time to commit to a part-time job, this could be a good way to boost your income.
Print up some flyers and do a letterbox drop in your neighbourhood. You never know what people might need help with!
9. Start an Etsy Shop
Starting your own Etsy shop requires very little financial input, especially if you limit yourself to only offering digital downloads.
I was fascinated when I heard about this unique way of setting up an online business for ongoing income, so when Trina reached out to me, I begged her to write about how she does it.
You can read more about how Trina, a mum of three, makes passive income on Etsy here.
10. Data entry
Data entry work consists of repetitive typing and requires extreme accuracy. It’s also frequently available at nights and weekends and can be a great work from home job for stay at home mums.
Data entry jobs can be found in loads of industries. You’ll find hundreds of opportunities on Seek.
Want to upskill for that perfect work from home job?
Check out these free work from home courses – including options for VA training, data entry, transcription, blogging and loads more.
11. Find a part-time job out of the home
Retail jobs are a great way to make extra money for stay at home mums. Retail work is usually flexible so it can suit evenings and weekends if you have a partner who is home then.
12. Teach English online
Teaching English online is a great way to make money as a stay at home mum.
Until now it’s been hard to find companies that’d hire Aussies and Kiwis (because a lot of countries prefer American English speakers), but there are options for non-Americans with the right experience and qualifications.
You can earn up to $21USD per 40-minute lesson and work as much as suits you.
During the week, lessons are mainly at night so you’ll need to be a night owl for this job but it might suit you if your kids sleep through the night. On the weekend lessons run all day long so you could make more money then.
You’ll need to be a native English speaker with a bachelor’s degree in any field and some teaching experience.
Check out this blog post for more on how to make money teaching English online.
13. Become a Facebook Marketplace seller
Flipping things on Facebook Marketplace can be a legit source of extra income and a great way to earn money from home. Start with the things you have around the house.
Check what similar items sell for, take decent photographs (this is very important), write an accurate description and get selling. As time goes by and your experience grows, you’ll get to know what sells best and which items you like working with.
The youtube video above has some great tips!
14. Rent out your car space
If you have a spare car space and live centrally (in Australia or New Zealand) you can make up to $400 month renting your spare car space with Parkable.
The Parkable app makes it easy to add your car space and receive bookings.
Learn more about making money with Parkable here.
15. Rent out your car
If you’re anything like me, your car sits unused in your driveway for long periods of time (now more so as I bike to school with the kids and work from home).
If you can part with your car for some time, you can earn extra money by renting it out.
You could be looking at hundreds of dollars a month in extra income, certainly better than a car sitting in a driveway all day.
16. Start a home childcare business
If you have your own kids at home, starting a home-based childcare service may be an option.
In Australia, Family Day Care is well-known and in New Zealand, there are more companies offering support for qualified ECE teachers to start their home childcare business.
There is a lot to consider in terms of compliance, and the qualifications and certifications you’ll need. That said, it’s a legitimate way to earn an income while staying at home with your kids.
17. Try Matched Betting
This will only work for UK and Australian mums but it’s a potential earner you can do from home, even if you don’t have any idea about sports.
Check out this guide to how matched betting works to see if it’s the type of thing you’d be interested in.
Are you a work from home mum? Got any tips to share – let me know in the comments.
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