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Hi there! I'm Emma. I'm on a quest for financial independence so I can travel more with my family.

You can find articles around debt repayment, saving an emergency fund, our unique way of budgeting plus a whole load of other tips for living frugally, saving money, earning gift cards online and making extra money over here under Happy Money.

My main reason for getting out of debt, living frugally and growing our wealth is so we can travel! I'm no travel blogger but I write some about budgeting for travel, ways to save money before you book travel and tips to save when travelling plus other destination specific stuff over here in Happy Life.

Keep scrolling for the most recent posts. Happy reading!