At first glance, minimalism may seem like it has little to do with money. Getting rid of excess possessions, paring down your wardrobe to the bare minimum and maybe even downsizing your home is something you do as you become minimalist. It’s not for the money, it’s for a higher calling: internal peace. And yet, […]
Hi there! I'm Emma. I'm on a quest for financial independence so I can travel more with my family.
You can find articles around debt repayment, saving an emergency fund, our unique way of budgeting plus a whole load of other tips for living frugally, saving money, earning gift cards online and making extra money over here under Happy Money.
My main reason for getting out of debt, living frugally and growing our wealth is so we can travel! I'm no travel blogger but I write some about budgeting for travel, ways to save money before you book travel and tips to save when travelling plus other destination specific stuff over here in Happy Life.
Keep scrolling for the most recent posts. Happy reading!
When I was 17 years old, I spent the summer before my final year of high school working in a cardboard box factory. The work was physically strenuous, receiving flattened cartons strapped in bundles of 5 or 10 which flew off the rollers at approximately 2-second intervals. In that time I was to stack them on […]
An emergency fund is essential to make sure you don’t get into debt when life happens (which it always does). It’s not surprising to hear that most people who struggle with debt, don’t have an emergency fund. Often, the difference between getting into further debt or taking an emergency in your stride is having money […]
Some of you may have logged on to your share trading accounts in the last week and had a slight panic. I know I did. We lost over $800 in one day from our fund, more than we’d deposited for the month. Now I know we shouldn’t panic about movements in the stock market. It […]
I look back at our time living in Spain for six months and they are some of the best memories of my life. But that’s not to say we loved every minute of life in Spain. Some parts of Spanish life did not sit well with us at all. That said we are working our […]
Do you suffer from financial insecurity? Do money worries keep you up at night? Today, Mark from BareBudgetGuy is sharing his thoughts on how to cope with money worries when you’re feeling financially insecure. Even though I’ve always been frugal, for the most part, I’ve been financially content. Somewhere along the way, though, my financial […]
Up until a few years ago, I was sure I’d be a renter for life. But when my babies were born I wanted to give them a solid home environment and not need to move whenever my landlord decided to make changes. With that in mind, we decided to buy an affordable starter house while […]
This week Leah from Rosemary & Twine shares her insider knowledge on how to have a wedding on a budget. Today I’m going to be sharing with you all about a topic that I’ve learnt a lot about over the years, and something that I consider to be a passion of mine. I have worked in the […]
So you want to pay off debt? Not sure how you’ll find the money to make extra payments? If you’re wondering how to get out of debt quickly, you’ll need to be prepared to make some changes in your life but you can probably squeeze the extra money from your existing budget without having to […]
If you’ve decided this will be the year you transform your finances, hats off to you. It can be a daunting task, but it’s not impossible. To help you get started (often the most difficult part) below is a list of steps I would follow if I was starting from scratch. 1. Write a Budget […]
So you want to start a blog? NZ bloggers are starting to make big names for themselves in the world, so it’s only natural that blogging will rise in popularity. It would be difficult to write a blog about making money online and not acknowledge that it is possible to make money from blogging. Some […]